Fused Reserve is a monthly silver subscription. You pick a plan, set your silver preferences, and we source and ship physical silver each month to match your budget and choices. It runs on a recurring basis so you're consistently building your stack without having to hunt for deals yourself. It's separate from the Technology Solutions side of the business — a different product, same commitment to keeping things simple and fair.
Visit the Silver Reserve page, choose your plan, and submit a request. We'll follow up to confirm your preferences and walk through any questions before your first billing date. During that conversation we'll confirm preference selections, split weighting (if you're on Collector Access), and shipping details.
Because silver prices move daily, buying the same dollar amount every month means you automatically buy more ounces when prices are lower and fewer when prices are higher. Over time this smooths out your average cost per ounce — you never have to try to time the market perfectly. The subscription structure does this automatically by design.
Preference slots tell us what type of silver to source for you each month. Starter ($100/mo) gets 1 slot — all sourcing goes toward that one category. Stacker ($250/mo) gets 2 slots, split equally (50/50). Collector Access ($500/mo) gets 3 slots with full custom weighting — you control the exact split, such as 50% Junk Silver / 30% Silver Dollars / 20% Best Price.
Six options are available: Junk Silver (pre-1965 US 90% coins), Bullion (.999 rounds, bars, and ingots), Silver Dollars (Morgan, Peace, and similar — sourced as cull or junk grade), Numismatic (collectible US coins with value above melt), World Coins (foreign silver coins), and Best Price (no restriction — we source whatever is closest to spot that month). See full descriptions on the Reserve page.
Best Price removes the category restriction for that slot entirely. We use it to find the strongest deal available from our sourcing network that month — whatever is closest to or below spot — and apply that savings to your order. It's the most flexible preference and often delivers the highest silver content per dollar spent. If you're primarily a stacker and less focused on specific formats, this is a strong option to include.
Yes — reach out before your billing date and we'll update them for the next cycle. Collector Access members can also adjust their split weighting at the same time. Changes made after billing processes apply to the following month.
"Junk silver" is the industry term for pre-1965 US coins (dimes, quarters, and half-dollars) that contain 90% silver. The name doesn't mean worthless — it just means the coins have no numismatic or collector premium; they trade purely for their silver content. Each $1 of face value contains approximately 0.715 troy oz of silver. They're the most liquid, recognizable, and widely traded form of physical silver.
Typically a mix of Roosevelt or Mercury dimes, Washington quarters, and Franklin or Kennedy half-dollars — depending on what we source that month. If you have a preference for specific denominations, let us know when you set up your subscription and we'll do our best to accommodate.
They can be, but as a Fused Reserve preference they're sourced as cull, junk-grade, or found inventory — meaning circulated, cleaned, or problem coins where the play is the silver content, not the grade. Morgan and Peace dollars each contain approximately 0.77 troy oz of silver. You get an iconic piece of American coinage at an honest price. If you want collector-grade Morgans or Peace dollars, that's the Numismatic preference.
Silver Dollars are sourced for their silver content — cull or junk grade, priced close to melt value. Numismatic means we're sourcing coins where condition, rarity, or collector demand adds value above the silver. With Numismatic you'll receive less silver per dollar spent but gain collectible and historical value on top. Both are legitimate strategies depending on your goals.
It depends on the silver spot price when your subscription processes. For reference, at $80/oz spot with a ~5% sourcing premium:
Starter ($100/mo) → ~1.2 oz · ~$1.68 junk face value
Stacker ($250/mo) → ~3.0 oz · ~$4.20 junk face value
Collector Access ($500/mo) → ~6.0 oz · ~$8.40 junk face value
The troy oz figure is the most useful way to track your stack. When spot is lower you receive more oz; when higher, fewer — that's the dollar-cost averaging benefit over time. The Reserve page shows today's live silver spot price.
We monitor silver spot daily and source through multiple channels — local coin dealers, coin shows, estate sales, and secondary markets — prioritizing sources where we can buy at the lowest premium over spot. We maintain a rolling inventory buffer and buy ahead when prices are favorable. This multi-channel approach is what makes it possible to sometimes offer silver at or near spot, rather than always paying the retail markup on large bullion sites. The savings we achieve in sourcing are passed to subscribers through Reserve member pricing.
Not guaranteed, but it happens. Local sourcing — particularly from estate sales, coin show junk boxes, and private sellers — sometimes produces inventory priced at or below the spot value of its silver content. When it does, those savings are reflected in your order. The Best Price preference maximizes your chances of benefiting from this since there's no category restriction on how we source.
No. You can hold your silver and ship when you're ready — waiting until you've accumulated a larger order, reached a specific dollar amount, or just feel like it's the right time. There's no pressure to ship on any particular schedule. Holding is part of how the model is designed to work.
Your billing date is set at signup and recurs on the same date each month. The silver spot price used for your order is based on the market at the time your subscription processes. Preference changes need to be submitted before that date to take effect for the current cycle.
Month-to-month — cancel any time with no penalty. Any silver already sourced or held for you will be shipped before the account closes. Reach out directly and we'll handle it cleanly.
Yes — we ship to Canada. The process works the same as US orders, but pricing and shipping costs will vary slightly due to customs and duties. We calculate these on a per-shipment basis and will walk you through the numbers before your order goes out.
Canadian import taxes on silver depend on purity and how the item is classified at the border:
| Category | Purity | GST/HST | Duty | Fees |
|---|---|---|---|---|
| Investment-Grade Silver Bars, rounds, bullion coins tied to metal value |
≥ 99.9% (.999) | 0% Exempt | 0% | $5–$15 handling |
| Non-Investment Silver Jewelry, sterling (.925), decorative items |
< 99.9% | 5%–15% | 0% | $5–$25 brokerage |
| Collectible / Numismatic May be taxed if classified as collectible, not bullion |
Varies | Often 5%–15% | 0% | $5–$25 brokerage |
Important: .999 silver is tax-exempt only when declared as investment-grade bullion at the border. Classification matters — the same coin can be taxed differently depending on how it's declared.
Two things work well for Canadian orders:
1. Hold and batch shipments. Rather than shipping every month, accumulate your silver and ship larger orders less frequently. This spreads the per-shipment handling and brokerage fees across more ounces, lowering your effective cost per oz.
2. Prioritize .999 investment-grade silver. Bullion, rounds, and bars at .999 purity are GST/HST exempt when declared as investment-grade bullion — the most tax-efficient format for Canadian delivery. Junk silver and numismatic coins fall into non-investment or collectible categories and may incur GST/HST.
We'll work through the specifics with you before your first shipment. Reach out and we'll make sure you have a clear picture of the landed cost before anything ships.
Still have questions?
Reach out directly — whether it's about a plan, your preferences, or how sourcing works, we'll give you a straight answer.